When I turned 13 and looked at the generous gifts I had received from my Bar Mitzvah, I was already deciding (in my head) what I wanted to spend the money on – a new snowboard.  After putting that money aside, my parents immediately took me to the bank to deposit the rest of the money into a savings account and told me I was not allowed to touch any of it.  I had already been earning money long before then by working in my dad’s dental offices (cleaning instruments and filing) and at the family ice cream store bussing tables.  But my parents had let me spend that money without demanding I save most of it. I learned a very valuable lesson from age 13 on…the incredible value of a consistent savings strategy and paying myself first – “save first, spend second.” From then on, I always paid myself first by saving money in every job after that.  I guess one could say that is when my career in financial planning began. 

After watching my father suffer permanent nerve damage from a scuba diving accident when I was 15 that forced him into retirement at age 52 (in the prime of his career), I witnessed first-hand how the proper planning he had done up to that point was able to help him get through the next 30 years of his life (financially speaking) without going broke. Even though he could no longer work, he was able to maintain our primary residence along with our family home in Lake Tahoe, assist my sister and me in attending college, and retire comfortably. The ONLY reason this happened was that not only was he properly insured with great disability insurance, but he also saved in various ways that paved the way for long-term financial success. This all deeply impacted me and how I view my own planning, but also now plays such a huge role in how I approach my career in financial planning.

My role as a Financial Advisor began in 2008, a very rough time financially for so many people in our country. But I have learned that there will always be barriers to financial planning. Thus, it is my mission to develop enduring relationships with my clients by listening to their personal, professional, and financial goals and, in turn, develop a customized plan that will help them achieve a lifetime of financial security. The expert guidance that my team and I strive to provide combines both wealth management and insurance expertise, ensuring a well-balanced plan. We assist our clients by providing personal and business financial strategies throughout the implementation of the planning process. 

I was born and raised in Sacramento, and after graduating from UC Berkeley and living briefly in Newport Beach and Chicago, I moved back to Sacramento in 2003. I love spending time with my kids and enjoy all aspects of fitness (especially running and cycling), enjoying time in Lake Tahoe, live music, time with friends, and being part of the wonderful Sacramento community.  Additionally, I am an active board member of the Triumph Cancer Foundation.

Devin Tarr is an Associate Wealth Management Advisor and has been with Northwestern Mutual since 2016. He works directly with clients to build and develop integrated financial plans. Devin specializes in investment and insurance planning for families, professionals, and those nearing or in retirement.

Devin grew up in Los Angeles, but relocated to attend CSU, Chico in 2005. He graduated in 2009 with a B.A. in History (with honors) and returned to earn an M.A. in Teaching International Languages (with distinction) in 2012. While pursuing his graduate degree, Devin met and married his wife. Devin and his wife have four children. On the weekends, Devin enjoys reading, spending time with his family, and swimming.

Alec Garofalo has been a financial advisor with Northwestern Mutual since 2017 and obtained his CERTIFIED FINANCIAL PLANNER™ certification in 2023. Alec’s mission is to partner with his clients to help them achieve their financial goals. Alec takes a holistic financial planning approach to provide insurance and wealth management solutions to align clients’ goals and objectives with suitable recommendations. Alec’s goal is to create a concierge style financial planning experience for his clients, and he works with individuals, families, and small businesses with an emphasis in tax efficient retirement planning.

Alec was born and raised in Roseville, California and attended Jesuit High School in Carmichael. Alec was recruited to continue his football career as an offensive lineman at Occidental College in Los Angeles, CA. In 2017, Alec earned his Bachelor of Arts in Economics as well as a minor in History from Occidental College.

In his spare time, Alec enjoys spending time with his family & friends, cooking & grilling, remaining active, traveling, boating, golfing, attending country music concerts and following his Pittsburgh Steelers & Sacramento Kings. Alec volunteers as the current Vice President for the Active 20-30 Club #1 in Sacramento raising money for underprivileged youth in the community.

Morgan joined Northwestern Mutual in 2017 and works as our Operations Lead. In her role, she collaborates with our clients to ensure they have a seamless experience while working with our team. In her spare time, Morgan loves hunting, fishing, and spending time with her husband, Dakota, and son, Everett.

How can Morgan help you?

• General Questions and Inquiries
• New Account Opening
• New Insurance Applications and Underwriting Process
• Status of Application
• Insurance Service Requests
• Investment Account Service

Shae joined Northwestern Mutual in 2017 and works as a financial planning associate. She collaborates with both clients and our underwriters to ensure applications are efficiently processed. Shae is a Chico native, and she is excited to see herself build her career, here, in her hometown. In Shae's free time you would probably find her at the barn getting in some horseback riding and enjoying time with family and friends.

How can Shae help you?

• General Questions and Inquiries
• New Account Opening
• New Insurance Applications and Underwriting Process
• Status of Application
• Insurance Service Requests
• Scheduling Appointments

Gabby joined Northwestern Mutual in 2020. She is a financial planning assistant who works closely with our advisors, underwriters, and Home Office representatives to ensure that our policy and account opening process runs smoothly. Gabby really enjoys the team here at BBMP and feels so grateful to be working with such a caring group of people. When she’s not in the office, you can find her spending as much time as possible with her loved ones.

How can Gabby help you?

• General Questions and Inquiries
• New Account Opening
• New Insurance Applications and Underwriting
• Status of Application
• Insurance Service Requests
• Investment Account Service
• Scheduling Appointments